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CFPB Finalizes Payday Lending Rule the ability-to-repay provisions of this rule address loans that need payment of most or m

On October 5, 2017, the CFPB finalized its long-awaited guideline on payday, vehicle name, and particular high-cost installment loans, commonly known as the “payday financing guideline.” The last guideline places ability-to-repay demands on loan providers making covered short-term loans and covered longer-term balloon-payment loans. The last guideline additionally limits efforts by loan providers to withdraw […]